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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,434 | $104,251+211.2% | $91,004+256.5% | $147,586+119.8% |
| Participation rate | 80.0% | 78.2%+1.8pp | 75.6%+4.4pp | 82.8%-2.8pp |
| Annual return | 21.18% | 27.06%-5.9pp | 4.60%+16.6pp | 578.59%-557.4pp |
| Employer contribution / active EE | $3,995 | $3,116+28.2% | $2,456+62.7% | $4,876-18.1% |
| Participant deferral / active EE | $5,199 | $4,195+23.9% | $3,548+46.6% | $5,439-4.4% |
| Admin fee / account holder | $728 | $8,948-91.9% | $5,417-86.6% | $10,886-93.3% |