Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,181 | $57,057-62.9% | $85,009-75.1% | $80,874-73.8% |
| Participation rate | 16.3% | 56.4%-40.1pp | 67.5%-51.2pp | 67.6%-51.4pp |
| Annual return | 6.68% | 21.66%-15.0pp | 66.47%-59.8pp | 35.62%-28.9pp |
| Employer contribution / active EE | $378 | $1,799-79.0% | $2,728-86.2% | $2,756-86.3% |
| Participant deferral / active EE | $482 | $3,112-84.5% | $4,522-89.3% | $4,297-88.8% |
| Admin fee / account holder | $1,953 | $4,986-60.8% | $6,153-68.3% | $6,935-71.8% |