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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,251 | $180,749-88.8% | $160,784-87.4% | $137,256-85.2% |
| Participation rate | 47.8% | 80.0%-32.1pp | 77.0%-29.1pp | 80.0%-32.1pp |
| Annual return | 13.61% | 2234.46%-2220.9pp | 1803.92%-1790.3pp | 220.34%-206.7pp |
| Employer contribution / active EE | $1,469 | $4,155-64.6% | $3,733-60.6% | $4,156-64.6% |
| Participant deferral / active EE | $2,021 | $6,844-70.5% | $6,293-67.9% | $6,407-68.5% |
| Admin fee / account holder | $13,779 | $10,397+32.5% | $9,717+41.8% | $12,270+12.3% |