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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,317 | $75,832-81.1% | $147,618-90.3% | $59,633-76.0% |
| Participation rate | 97.6% | 71.6%+26.1pp | 84.6%+13.0pp | 68.7%+28.9pp |
| Annual return | 0.36% | 0.37%0pp | 61.98%-61.6pp | 2041.40%-2041.0pp |
| Employer contribution / active EE | $1,455 | $3,485-58.2% | $5,565-73.9% | $2,203-33.9% |
| Participant deferral / active EE | $1,691 | $3,131-46.0% | $4,895-65.4% | $3,192-47.0% |
| Admin fee / account holder | $3,071 | $5,986-48.7% | $11,612-73.6% | $4,297-28.5% |