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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,192 | $77,638-74.0% | $156,551-87.1% | $62,881-67.9% |
| Participation rate | 82.4% | 71.2%+11.2pp | 84.0%-1.7pp | 69.3%+13.0pp |
| Annual return | 3.51% | 50.33%-46.8pp | 32.23%-28.7pp | 20.14%-16.6pp |
| Employer contribution / active EE | $1,844 | $3,444-46.5% | $5,501-66.5% | $2,281-19.2% |
| Participant deferral / active EE | $2,148 | $3,046-29.5% | $4,871-55.9% | $3,203-32.9% |
| Admin fee / account holder | $10,377 | $5,561+86.6% | $13,028-20.3% | $4,296+141.6% |