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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,061 | $183,627+172.3% | $155,602+221.4% | $145,978+242.6% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 16.18% | 61.32%-45.1pp | 64.81%-48.6pp | 550.52%-534.3pp |
| Employer contribution / active EE | $12,139 | $5,316+128.3% | $4,675+159.6% | $4,662+160.4% |
| Participant deferral / active EE | $15,779 | $6,466+144.0% | $5,629+180.3% | $6,690+135.9% |
| Admin fee / account holder | $380 | $19,327-98.0% | $15,923-97.6% | $13,400-97.2% |