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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,760 | $175,257+134.9% | $149,717+175.0% | $139,456+195.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.15% | 166.70%-148.6pp | 134.41%-116.3pp | 373.45%-355.3pp |
| Employer contribution / active EE | $11,150 | $5,477+103.6% | $4,820+131.3% | $4,753+134.6% |
| Participant deferral / active EE | $13,604 | $6,521+108.6% | $5,682+139.4% | $6,711+102.7% |
| Admin fee / account holder | $2,818 | $16,156-82.6% | $13,213-78.7% | $11,407-75.3% |