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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,935 | $138,072+213.6% | $123,549+250.4% | $135,382+219.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.12% | 153.69%-159.8pp | 119.20%-125.3pp | 519.77%-525.9pp |
| Employer contribution / active EE | $18,874 | $5,152+266.4% | $4,628+307.8% | $4,779+295.0% |
| Participant deferral / active EE | $12,973 | $6,799+90.8% | $6,426+101.9% | $5,609+131.3% |
| Admin fee / account holder | $4,758 | $10,917-56.4% | $9,284-48.8% | $10,829-56.1% |