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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,147 | $135,956+197.3% | $123,894+226.2% | $273,972+47.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.56% | 56.63%-51.1pp | 47.52%-42.0pp | 41.46%-35.9pp |
| Employer contribution / active EE | $19,805 | $5,170+283.1% | $4,617+329.0% | $4,869+306.8% |
| Participant deferral / active EE | $12,629 | $6,343+99.1% | $5,984+111.0% | $5,287+138.9% |
| Admin fee / account holder | $27,445 | $9,817+179.6% | $8,357+228.4% | $10,133+170.9% |