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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,863 | $95,404+171.3% | $113,397+128.3% | $82,637+213.3% |
| Participation rate | 94.7% | 72.8%+21.8pp | 76.5%+18.2pp | 68.1%+26.6pp |
| Annual return | 18.15% | 19.08%-0.9pp | 23.20%-5.1pp | 53.51%-35.4pp |
| Employer contribution / active EE | $3,567 | $2,307+54.7% | $2,977+19.8% | $2,552+39.8% |
| Participant deferral / active EE | $11,724 | $4,220+177.8% | $5,076+130.9% | $4,126+184.1% |
| Admin fee / account holder | $10,358 | $9,168+13.0% | $11,957-13.4% | $7,339+41.1% |