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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,734 | $71,878+119.4% | $86,698+81.9% | $68,486+130.3% |
| Participation rate | 87.5% | 72.2%+15.3pp | 76.6%+10.9pp | 67.9%+19.6pp |
| Annual return | -19.21% | 3.53%-22.7pp | 35.95%-55.2pp | -7.85%-11.4pp |
| Employer contribution / active EE | $3,386 | $2,173+55.8% | $2,837+19.4% | $2,597+30.4% |
| Participant deferral / active EE | $9,444 | $3,779+149.9% | $4,656+102.8% | $4,028+134.5% |
| Admin fee / account holder | $3,653 | $6,113-40.2% | $7,493-51.2% | $5,404-32.4% |