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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,186,326 | $217,432+905.5% | $185,849+1076.4% | $167,536+1205.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 5.39% | 148.42%-143.0pp | 122.10%-116.7pp | 478.82%-473.4pp |
| Employer contribution / active EE | $17,868 | $5,875+204.2% | $5,169+245.7% | $4,839+269.3% |
| Participant deferral / active EE | $19,412 | $6,357+205.3% | $5,569+248.6% | $6,342+206.1% |
| Admin fee / account holder | $18,092 | $19,818-8.7% | $16,244+11.4% | $12,315+46.9% |