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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,505,175 | $167,362+799.4% | $143,799+946.7% | $134,532+1018.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -33.12% | 0.47%-33.6pp | -0.04%-33.1pp | 418.27%-451.4pp |
| Employer contribution / active EE | $23,046 | $5,620+310.0% | $4,952+365.4% | $4,741+386.1% |
| Participant deferral / active EE | $20,021 | $6,447+210.5% | $5,638+255.1% | $6,401+212.8% |
| Admin fee / account holder | $14,956 | $18,094-17.3% | $14,677+1.9% | $11,429+30.9% |