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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 27 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52556 | Advisory (Plan) | $24,000 |
Filed as: CALIFORNIA RETIREMENT PLANS INC Service code 13 · EIN 68-0414789 590 LENNON LANE · WALNUT CREEK, CA 94598 | Contract Administrator | $13,060 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 · EIN 20-3691658 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $10,244 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,685 | $91,424+104.2% | $135,942+37.3% | $71,495+161.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 81.9%+18.1pp | 67.9%+32.1pp |
| Annual return | 23.38% | 29.90%-6.5pp | 68.28%-44.9pp | 28.85%-5.5pp |
| Employer contribution / active EE | $3,529 | $3,704-4.7% | $4,858-27.3% | $2,589+36.3% |
| Participant deferral / active EE | $13,704 | $7,092+93.2% | $7,759+76.6% | $4,291+219.4% |
| Admin fee / account holder | $320 | $1,266-74.7% | $10,764-97.0% | $1,588-79.8% |