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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,905 | $84,493+92.8% | $125,381+29.9% | $66,938+143.4% |
| Participation rate | 97.2% | 76.4%+20.8pp | 82.4%+14.9pp | 69.8%+27.4pp |
| Annual return | -21.72% | -8.49%-13.2pp | 572.31%-594.0pp | 1.58%-23.3pp |
| Employer contribution / active EE | $2,844 | $3,554-20.0% | $4,815-40.9% | $2,545+11.7% |
| Participant deferral / active EE | $11,641 | $6,783+71.6% | $7,448+56.3% | $4,238+174.7% |
| Admin fee / account holder | $6,963 | $685+916.5% | $10,007-30.4% | $594+1073.2% |