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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,162 | $112,729-84.8% | $98,716-82.6% | $137,256-87.5% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 23.59% | 38.48%-14.9pp | 31.81%-8.2pp | 220.34%-196.8pp |
| Employer contribution / active EE | $1,701 | $2,725-37.6% | $2,279-25.3% | $4,156-59.1% |
| Participant deferral / active EE | $2,369 | $4,640-48.9% | $4,048-41.5% | $6,407-63.0% |
| Admin fee / account holder | $710 | $10,129-93.0% | $8,703-91.8% | $12,270-94.2% |