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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,995 | $178,174-37.1% | $156,181-28.3% | $137,256-18.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.8%-3.8pp | 80.0%-5.0pp |
| Annual return | 21.94% | 84.19%-62.2pp | 64.87%-42.9pp | 220.34%-198.4pp |
| Employer contribution / active EE | $2,504 | $4,972-49.6% | $4,294-41.7% | $4,156-39.8% |
| Participant deferral / active EE | $18,223 | $6,888+164.6% | $6,132+197.2% | $6,407+184.4% |
| Admin fee / account holder | $8,297 | $17,404-52.3% | $14,586-43.1% | $12,270-32.4% |