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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,543 | $197,637+102.7% | $177,848+125.2% | $158,982+151.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 9.80% | 58.77%-49.0pp | 48.33%-38.5pp | 302.99%-293.2pp |
| Employer contribution / active EE | $3,294 | $6,698-50.8% | $5,919-44.3% | $4,763-30.8% |
| Participant deferral / active EE | $14,117 | $8,405+68.0% | $7,714+83.0% | $5,983+135.9% |
| Admin fee / account holder | $11,144 | $15,406-27.7% | $12,431-10.4% | $11,252-1.0% |