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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,908 | $153,769+41.1% | $133,975+61.9% | $273,972-20.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | -1.84% | 36.51%-38.3pp | 29.29%-31.1pp | 41.46%-43.3pp |
| Employer contribution / active EE | $2,504 | $6,029-58.5% | $5,211-52.0% | $4,869-48.6% |
| Participant deferral / active EE | $9,940 | $6,958+42.9% | $6,282+58.2% | $5,287+88.0% |
| Admin fee / account holder | $31,771 | $11,765+170.1% | $9,324+240.7% | $10,133+213.6% |