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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $536,450 | $148,582+261.0% | $135,942+294.6% | $139,456+284.7% |
| Participation rate | 95.8% | 83.9%+12.0pp | 81.9%+13.9pp | 80.3%+15.5pp |
| Annual return | 21.89% | 79.26%-57.4pp | 68.28%-46.4pp | 373.45%-351.6pp |
| Employer contribution / active EE | $5,133 | $5,245-2.1% | $4,858+5.7% | $4,753+8.0% |
| Participant deferral / active EE | $24,150 | $8,101+198.1% | $7,759+211.2% | $6,711+259.8% |
| Admin fee / account holder | $3,768 | $12,402-69.6% | $10,764-65.0% | $11,407-67.0% |