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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,088 | $89,364+333.2% | $141,177+174.2% | $72,983+430.4% |
| Participation rate | 92.0% | 75.1%+16.9pp | 82.5%+9.5pp | 69.5%+22.5pp |
| Annual return | 25.91% | 111.86%-85.9pp | 71.40%-45.5pp | 81.01%-55.1pp |
| Employer contribution / active EE | $5,138 | $3,115+64.9% | $4,736+8.5% | $2,440+110.6% |
| Participant deferral / active EE | $20,775 | $5,419+283.4% | $6,710+209.6% | $3,608+475.9% |
| Admin fee / account holder | $2,122 | $5,959-64.4% | $10,263-79.3% | $5,124-58.6% |