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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,633 | $61,660-35.7% | $80,022-50.5% | $64,173-38.2% |
| Participation rate | 23.1% | 71.7%-48.6pp | 75.8%-52.8pp | 69.6%-46.5pp |
| Annual return | -3.72% | -0.33%-3.4pp | 11.22%-14.9pp | 7.63%-11.4pp |
| Employer contribution / active EE | $535 | $1,810-70.5% | $2,468-78.3% | $2,381-77.5% |
| Participant deferral / active EE | $1,637 | $2,968-44.8% | $3,686-55.6% | $3,470-52.8% |
| Admin fee / account holder | $50 | $5,417-99.1% | $6,521-99.2% | $4,887-99.0% |