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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,460 | $67,411-40.0% | $91,004-55.5% | $70,126-42.3% |
| Participation rate | 20.0% | 71.4%-51.4pp | 75.6%-55.6pp | 69.5%-49.5pp |
| Annual return | 9.98% | -40.16%+50.1pp | 4.60%+5.4pp | 73.15%-63.2pp |
| Employer contribution / active EE | $587 | $1,786-67.1% | $2,456-76.1% | $2,343-74.9% |
| Participant deferral / active EE | $1,806 | $2,823-36.0% | $3,548-49.1% | $3,332-45.8% |
| Admin fee / account holder | $78 | $4,236-98.2% | $5,417-98.6% | $4,645-98.3% |