Filed January 23, 2018
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| Provider | Service type | Compensation |
|---|---|---|
ALLIANCE BENEFIT GROUP5+ years Filed as: ABG CONSULTANTS, LLC Service code 26 · EIN 20-0848323 | Advisory (Participants) | $74,969 |
SENSIBA SAN FILIPPO LLP1 year Service code 10 · EIN 94-2370906 | Accounting | $11,600 |
ROCKY MOUNTAIN EMPLOYEE BENEFITS5+ years Service code 13 · EIN 87-0364490 | Contract Administrator | $1,710 |
Filed as: FIDELITY INVESTMENTS Service code 19 TWO DESTINY WAY · WEST LAKE, TX 76262 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,345 | $69,383+167.1% | $101,275+83.0% | $73,497+152.2% |
| Participation rate | 98.3% | 68.4%+30.0pp | 75.8%+22.5pp | 70.7%+27.7pp |
| Annual return | 7.92% | 18.46%-10.5pp | 46.48%-38.6pp | 28.51%-20.6pp |
| Employer contribution / active EE | $13,184 | $2,628+401.6% | $3,660+260.2% | $2,270+480.8% |
| Participant deferral / active EE | $12,664 | $3,301+283.6% | $4,371+189.7% | $3,740+238.6% |
| Admin fee / account holder | $362 | $704-48.6% | $5,948-93.9% | $513-29.5% |