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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,602 | $29,319-29.7% | $52,425-60.7% | $82,448-75.0% |
| Participation rate | 100.0% | 46.9%+53.1pp | 55.6%+44.4pp | 68.1%+31.9pp |
| Annual return | 11.46% | 535.20%-523.7pp | 302.12%-290.7pp | 41.64%-30.2pp |
| Employer contribution / active EE | $630 | $586+7.3% | $914-31.1% | $2,551-75.3% |
| Participant deferral / active EE | $3,483 | $1,171+197.4% | $1,790+94.5% | $4,139-15.8% |
| Admin fee / account holder | $906 | $1,962-53.8% | $2,495-63.7% | $7,234-87.5% |