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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,717 | $135,639-80.3% | $110,241-75.8% | $135,382-80.3% |
| Participation rate | 63.2% | 83.5%-20.3pp | 79.8%-16.7pp | 82.6%-19.5pp |
| Annual return | -2.18% | 513.21%-515.4pp | 314.75%-316.9pp | 519.77%-521.9pp |
| Employer contribution / active EE | $932 | $4,907-81.0% | $3,827-75.6% | $4,779-80.5% |
| Participant deferral / active EE | $2,162 | $5,507-60.7% | $4,672-53.7% | $5,609-61.5% |
| Admin fee / account holder | $18,755 | $11,457+63.7% | $8,548+119.4% | $10,829+73.2% |