Retirement plan

BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN

Name: BERCO REDWOOD, INC. - BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: BERCO REDWOOD, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN, BERCO REDWOOD, INC.

BERCO REDWOOD, INC.EIN 94-2815875Plan #001PY 2016

860 RIVERSIDE AVENUE - ROSEVILLE, CA 95678916-483-2001LinkedIn51-200 employeesbuilding materials

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$299K

No prior year

Total participants

No prior year

Average account balance

$5,635

No prior year

Annual return

9.65%

No prior year

Benchmarks

See 9,492 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,492 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

108

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

73.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$697K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1096

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$630

$11 / participant

Other / not subdivided$630100.0%

% of EOY assets

0.211%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$5,635

$48,364-88.3%

$71,796-92.2%

$62,881-91.0%

Participation rate

87.3%

60.6%+26.6pp

69.1%+18.2pp

69.3%+18.0pp

Annual return

9.65%

13.16%-3.5pp

78.04%-68.4pp

20.14%-10.5pp

Employer contribution / active EE

$1,221

$1,042+17.2%

$1,924-36.6%

$2,281-46.5%

Participant deferral / active EE

$1,772

$2,091-15.3%

$2,794-36.6%

$3,203-44.7%

Admin fee / account holder

$12

$3,771-99.7%

$4,815-99.8%

$4,296-99.7%

BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion