Retirement plan

BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN

Name: BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN - BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN (2019) Form 5500
Creator: BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN, BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN

BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLANEIN 94-2815875Plan #001PY 2019

860 RIVERSIDE AVENUE - ROSEVILLE, CA 95678916-483-2001LinkedIn51-200 employeesbuilding materials

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$1.2M

+59.0% from 2018

Total participants

+15.3% from 2018

Average account balance

$18,225

+34.5% from 2018

Annual return

20.29%

+27.69 pp from 2018

Benchmarks

See 9,366 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,366 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

108

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

73.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$697K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1096

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$36 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.218%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$18,225

$58,493-68.8%

$84,023-78.3%

$72,976-75.0%

Participation rate

74.6%

61.2%+13.4pp

69.0%+5.6pp

69.5%+5.2pp

Annual return

20.29%

28.93%-8.6pp

71.32%-51.0pp

81.02%-60.7pp

Employer contribution / active EE

$1,720

$1,163+47.9%

$1,984-13.3%

$2,440-29.5%

Participant deferral / active EE

$2,360

$2,394-1.4%

$3,239-27.2%

$3,608-34.6%

Admin fee / account holder

$40

$4,569-99.1%

$6,102-99.3%

$5,124-99.2%

BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BERCO REDWOOD, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion