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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,375 | $223,823-67.2% | $211,142-65.2% | $154,746-52.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 5.05% | 50.39%-45.3pp | 46.84%-41.8pp | 172.34%-167.3pp |
| Employer contribution / active EE | $2,377 | $6,787-65.0% | $6,442-63.1% | $4,379-45.7% |
| Participant deferral / active EE | $8,871 | $9,750-9.0% | $9,284-4.4% | $6,730+31.8% |
| Admin fee / account holder | $4,617 | $19,707-76.6% | $19,076-75.8% | $14,365-67.9% |