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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,915 | $184,000-69.1% | $162,185-64.9% | $152,909-62.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 11.82% | 150.80%-139.0pp | 115.61%-103.8pp | 345.46%-333.6pp |
| Employer contribution / active EE | $2,505 | $6,370-60.7% | $5,613-55.4% | $4,764-47.4% |
| Participant deferral / active EE | $5,126 | $8,033-36.2% | $7,297-29.7% | $5,851-12.4% |
| Admin fee / account holder | $1,036 | $13,124-92.1% | $10,844-90.4% | $11,601-91.1% |