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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,922 | $197,637-72.7% | $177,848-69.7% | $158,982-66.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 2.64% | 58.77%-56.1pp | 48.33%-45.7pp | 302.99%-300.3pp |
| Employer contribution / active EE | $2,420 | $6,698-63.9% | $5,919-59.1% | $4,763-49.2% |
| Participant deferral / active EE | $5,371 | $8,405-36.1% | $7,714-30.4% | $5,983-10.2% |
| Admin fee / account holder | $1,192 | $15,406-92.3% | $12,431-90.4% | $11,252-89.4% |