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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,450 | $56,894+44.9% | $84,753-2.7% | $62,881+31.1% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 4.43% | 6.30%-1.9pp | 22.78%-18.3pp | 20.14%-15.7pp |
| Employer contribution / active EE | $6,069 | $2,400+152.9% | $3,574+69.8% | $2,281+166.1% |
| Participant deferral / active EE | $1,181 | $2,709-56.4% | $3,712-68.2% | $3,203-63.1% |
| Admin fee / account holder | $2,855 | $3,581-20.3% | $5,333-46.5% | $4,296-33.5% |