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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,678 | $72,269+67.0% | $101,271+19.2% | $79,852+51.1% |
| Participation rate | 95.2% | 68.5%+26.7pp | 75.8%+19.4pp | 69.6%+25.5pp |
| Annual return | 11.43% | 22.29%-10.9pp | 46.48%-35.1pp | 31.72%-20.3pp |
| Employer contribution / active EE | $6,474 | $2,692+140.5% | $3,660+76.9% | $2,471+162.0% |
| Participant deferral / active EE | $1,100 | $3,282-66.5% | $4,371-74.8% | $3,740-70.6% |
| Admin fee / account holder | $4,466 | $4,401+1.5% | $5,948-24.9% | $5,306-15.8% |