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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $653,269 | $162,136+302.9% | $152,301+328.9% | $154,746+322.2% |
| Participation rate | 84.6% | 84.1%+0.5pp | 82.4%+2.2pp | 80.7%+3.9pp |
| Annual return | 15.88% | 91.02%-75.1pp | 80.50%-64.6pp | 172.34%-156.5pp |
| Employer contribution / active EE | $5,754 | $4,890+17.7% | $4,624+24.4% | $4,379+31.4% |
| Participant deferral / active EE | $10,909 | $8,341+30.8% | $8,004+36.3% | $6,730+62.1% |
| Admin fee / account holder | $2,645 | $15,759-83.2% | $14,398-81.6% | $14,365-81.6% |