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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,754 | $100,060+127.6% | $149,721+52.1% | $70,126+224.8% |
| Participation rate | 98.1% | 83.6%+14.6pp | 87.1%+11.1pp | 69.5%+28.6pp |
| Annual return | 11.79% | 27.46%-15.7pp | 1501.67%-1489.9pp | 73.15%-61.4pp |
| Employer contribution / active EE | $8,285 | $3,661+126.3% | $5,444+52.2% | $2,343+253.7% |
| Participant deferral / active EE | $12,807 | $4,982+157.1% | $6,568+95.0% | $3,332+284.4% |
| Admin fee / account holder | $28,902 | $8,285+248.8% | $11,282+156.2% | $4,645+522.1% |