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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,382 | $125,797+134.8% | $170,057+73.7% | $75,177+292.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 15.05% | 27.20%-12.2pp | 53.42%-38.4pp | 160.75%-145.7pp |
| Employer contribution / active EE | $9,599 | $4,616+107.9% | $6,790+41.4% | $2,671+259.4% |
| Participant deferral / active EE | $14,408 | $6,838+110.7% | $10,411+38.4% | $4,126+249.2% |
| Admin fee / account holder | $7,504 | $8,177-8.2% | $12,826-41.5% | $5,651+32.8% |