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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,714 | $45,343+201.5% | $150,298-9.0% | $67,986+101.1% |
| Participation rate | 37.5% | 51.9%-14.4pp | 77.8%-40.3pp | 57.2%-19.7pp |
| Annual return | 12.10% | 33.28%-21.2pp | 62.79%-50.7pp | 31.67%-19.6pp |
| Employer contribution / active EE | $931 | $1,462-36.3% | $4,154-77.6% | $2,019-53.9% |
| Participant deferral / active EE | $1,958 | $2,055-4.7% | $5,453-64.1% | $3,358-41.7% |
| Admin fee / account holder | $13,928 | $2,250+519.1% | $14,116-1.3% | $3,203+334.8% |