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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $565,828 | $102,429+452.4% | $147,096+284.7% | $80,925+599.2% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 12.28% | 135.02%-122.7pp | 419.75%-407.5pp | 35.65%-23.4pp |
| Employer contribution / active EE | $21,335 | $3,716+474.2% | $4,936+332.2% | $2,756+674.0% |
| Participant deferral / active EE | $17,349 | $6,649+160.9% | $8,071+114.9% | $4,299+303.6% |
| Admin fee / account holder | $2,202 | $7,957-72.3% | $13,005-83.1% | $6,940-68.3% |