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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,690 | $93,598+447.8% | $135,974+277.1% | $75,173+582.0% |
| Participation rate | 96.4% | 75.2%+21.2pp | 81.9%+14.4pp | 67.2%+29.2pp |
| Annual return | 16.95% | 30.89%-13.9pp | 68.30%-51.4pp | 160.72%-143.8pp |
| Employer contribution / active EE | $19,706 | $3,538+457.0% | $4,859+305.6% | $2,671+637.8% |
| Participant deferral / active EE | $16,553 | $6,405+158.4% | $7,760+113.3% | $4,126+301.2% |
| Admin fee / account holder | $1,521 | $6,978-78.2% | $10,767-85.9% | $5,651-73.1% |