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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,434 | $82,674+440.0% | $125,381+256.1% | $68,486+551.9% |
| Participation rate | 95.8% | 75.1%+20.8pp | 82.4%+13.5pp | 67.9%+27.9pp |
| Annual return | -16.24% | -5.97%-10.3pp | 572.31%-588.5pp | -7.85%-8.4pp |
| Employer contribution / active EE | $22,776 | $3,382+573.5% | $4,815+373.0% | $2,597+777.1% |
| Participant deferral / active EE | $16,541 | $6,111+170.7% | $7,448+122.1% | $4,028+310.7% |
| Admin fee / account holder | $30,509 | $6,277+386.0% | $10,007+204.9% | $5,404+464.6% |