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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,616 | $133,998+155.7% | $112,263+205.2% | $134,545+154.6% |
| Participation rate | 92.9% | 78.6%+14.3pp | 75.1%+17.8pp | 81.2%+11.6pp |
| Annual return | -19.40% | 47.17%-66.6pp | 27.49%-46.9pp | 418.37%-437.8pp |
| Employer contribution / active EE | $9,573 | $4,040+137.0% | $3,636+163.3% | $4,742+101.9% |
| Participant deferral / active EE | $8,163 | $5,292+54.2% | $4,729+72.6% | $6,401+27.5% |
| Admin fee / account holder | $4,203 | $7,493-43.9% | $6,410-34.4% | $11,431-63.2% |