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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,345 | $124,351+251.7% | $109,188+300.5% | $167,553+161.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 19.35% | 26.04%-6.7pp | 25.76%-6.4pp | 478.89%-459.5pp |
| Employer contribution / active EE | $10,126 | $4,210+140.5% | $3,723+172.0% | $4,840+109.2% |
| Participant deferral / active EE | $8,648 | $5,257+64.5% | $4,654+85.8% | $6,343+36.3% |
| Admin fee / account holder | $5,691 | $7,975-28.6% | $6,755-15.7% | $12,316-53.8% |