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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,675 | $115,814+209.7% | $101,275+254.2% | $158,982+125.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 18.37% | 56.16%-37.8pp | 46.48%-28.1pp | 302.99%-284.6pp |
| Employer contribution / active EE | $13,914 | $4,176+233.2% | $3,660+280.2% | $4,763+192.1% |
| Participant deferral / active EE | $9,461 | $4,958+90.8% | $4,371+116.5% | $5,983+58.1% |
| Admin fee / account holder | $8,337 | $7,249+15.0% | $5,948+40.2% | $11,252-25.9% |