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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $240,750 |
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH CONSULTING Service code 28 · EIN 95-4660745 | Investment Management | $190,000 |
CAPITAL MGMT SERVICES INC2 years Service code 26 · EIN 43-1410129 | Advisory (Participants) | $54,886 |
LIDO ADVISORS LLC1 year Service code 26 · EIN 95-4742435 | Advisory (Participants) | $47,422 |
HC ADVISORS LLC7+ years Service code 26 · EIN 46-0737857 | Advisory (Participants) | $30,140 |
BPM LLP7+ years Filed as: BURR PILGER MAYER, INC. Service code 10 · EIN 26-3839190 | Accounting | $27,110 |
Service code 26 · EIN 13-3547557 | Advisory (Participants) | $24,913 |
NEUBERGER BERMAN1 year Filed as: NEUBERGER & BERMAN LLC Service code 26 · EIN 13-5521910 | Advisory (Participants) | $24,808 |
KRILOGY FINANCIAL LLC5 years Service code 26 · EIN 26-3835498 | Advisory (Participants) | $23,670 |
Service code 26 · EIN 68-0362255 | Advisory (Participants) | $23,157 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,879 | $120,450+168.9% | $159,495+103.1% | $93,010+248.2% |
| Participation rate | 95.0% | 78.0%+17.0pp | 82.8%+12.1pp | 73.9%+21.1pp |
| Annual return | 15.23% | 27.11%-11.9pp | 263.72%-248.5pp | 158.70%-143.5pp |
| Employer contribution / active EE | $11,962 | $3,526+239.3% | $4,831+147.6% | $2,705+342.2% |
| Participant deferral / active EE | $11,163 | $7,283+53.3% | $7,354+51.8% | $4,561+144.8% |
| Admin fee / account holder | $274 | $137+100.8% | $10,804-97.5% | $152+81.0% |