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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,726 | $54,541+66.3% | $78,778+15.2% | $70,126+29.4% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 7.05% | 21.07%-14.0pp | 35.62%-28.6pp | 73.15%-66.1pp |
| Employer contribution / active EE | $2,967 | $1,089+172.6% | $1,986+49.4% | $2,343+26.7% |
| Participant deferral / active EE | $2,625 | $2,210+18.8% | $2,958-11.3% | $3,332-21.2% |
| Admin fee / account holder | $4,988 | $3,709+34.5% | $5,134-2.8% | $4,645+7.4% |