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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,649 | $58,493+78.9% | $84,023+24.5% | $72,976+43.4% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 3.26% | 28.93%-25.7pp | 71.32%-68.1pp | 81.02%-77.8pp |
| Employer contribution / active EE | $3,235 | $1,163+178.1% | $1,984+63.1% | $2,440+32.6% |
| Participant deferral / active EE | $3,883 | $2,394+62.2% | $3,239+19.9% | $3,608+7.6% |
| Admin fee / account holder | $4,544 | $4,569-0.5% | $6,102-25.5% | $5,124-11.3% |