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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,629 | $81,476+57.9% | $102,383+25.6% | $80,925+58.9% |
| Participation rate | 95.7% | 66.8%+28.9pp | 74.5%+21.2pp | 67.7%+28.1pp |
| Annual return | 17.79% | 25.59%-7.8pp | 24.94%-7.1pp | 35.65%-17.9pp |
| Employer contribution / active EE | $0 | $3,105-100.0% | $3,870-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $8,334 | $3,871+115.3% | $5,060+64.7% | $4,299+93.9% |
| Admin fee / account holder | $14,639 | $6,717+117.9% | $8,391+74.5% | $6,940+110.9% |