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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,622 | $73,978+68.5% | $96,515+29.1% | $75,173+65.8% |
| Participation rate | 98.8% | 66.4%+32.3pp | 74.3%+24.4pp | 67.2%+31.5pp |
| Annual return | 0.33% | 26.72%-26.4pp | 35.73%-35.4pp | 160.72%-160.4pp |
| Employer contribution / active EE | $4,215 | $2,931+43.8% | $3,740+12.7% | $2,671+57.8% |
| Participant deferral / active EE | $8,815 | $3,660+140.8% | $4,880+80.6% | $4,126+113.6% |
| Admin fee / account holder | $41,023 | $5,219+686.1% | $6,735+509.1% | $5,651+626.0% |