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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,960 | $111,787+18.9% | $93,681+41.9% | $145,978-8.9% |
| Participation rate | 93.8% | 74.2%+19.5pp | 68.7%+25.0pp | 80.3%+13.5pp |
| Annual return | 13.56% | 203.52%-190.0pp | 133.47%-119.9pp | 550.52%-537.0pp |
| Employer contribution / active EE | $15,625 | $3,093+405.1% | $2,422+545.1% | $4,662+235.2% |
| Participant deferral / active EE | $2,193 | $4,918-55.4% | $4,415-50.3% | $6,690-67.2% |
| Admin fee / account holder | $6,618 | $10,256-35.5% | $8,290-20.2% | $13,400-50.6% |