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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,988 | $95,915+51.2% | $79,580+82.2% | $134,532+7.8% |
| Participation rate | 85.0% | 75.0%+10.0pp | 69.5%+15.5pp | 81.2%+3.8pp |
| Annual return | -0.52% | -2.71%+2.2pp | 0.15%-0.7pp | 418.27%-418.8pp |
| Employer contribution / active EE | $12,014 | $3,129+284.0% | $2,413+397.8% | $4,741+153.4% |
| Participant deferral / active EE | $2,399 | $4,693-48.9% | $3,985-39.8% | $6,401-62.5% |
| Admin fee / account holder | $2,247 | $9,132-75.4% | $6,835-67.1% | $11,429-80.3% |